Description: The work of the Society of Actuaries’ Committee on Post-Retirement Needs and Risks—including focus groups and Risks and Process of Retirement Surveys—offers important insights into when, how and why people retire.

Description: This paper aims to present a systematic procedure for valuing group self annuitization GSA payouts in the presence of changing mortality. Presented at Managing Retirement Assets Symposium

Description: This essay focuses on some of the practical problems in supporting elderly seniors and carrying out their wishes. It tries to help families avoid disputes.

Description: Trends in mortality have a huge impact on the insurance industry and its products, risks and profitability. Worldwide, life expectancy has increased continuously over the past decades. However, this progress—even without considering the Covid-19 pandemic—has been subject to strong fluctuations. In recent years, an increase in volatility can be observed. Various aspects—medical science, environment, lifestyle—have influenced the trend in the past. How can the life and health industry move forward in these uncertain conditions? In this article, we examine what has gone before and what can be learned from a closer analysis. What are the main drivers of the historical increase in life expectancy? What characterizes the dynamics of the recent past? How can mortality be projected into the future? How good are our methods of prediction and what are the risks? What risk management options are available?

Description: This report uses improved medicare data to improve the quality of the information in this report for mortality of the extreme aged [85 and over] in the United States in the 1990s.

Description: The author explores the issue of longevity risk with its implications for life insurers and society at large, and concludes that the actuarial profession is in a unique position to understand longevity risk and offer solutions.

Description: This article contains a synopsis of the author's presentation at the 2011 Living to 100 symposium. The presentation discusses the aging of the population in India and its effect on the Indian economy.

Description: This essay advocates that the transition from DB to DC plans won't be complete until plan sponsors offer programs of retirement income in their DC plans. The essay discusses the relevant actuarial and behavioral issues.

Description: Presented at Living to 100 symposium, January 2011. The outcome of achieving a way to slow or stop the aging process in humans would have profound consequences that would affect virtually every human institution. In this paper, the author discusses the impact on human life if a means were found to slow the human aging process. It is the author’s belief that most of the consequences would not benefit either the individual or society.

Description: This article presents the needed mathematical techniques and obtains values for active life expectancies in which dependent lives are followed after regaining independence. Secondly, projections of active life expectancies are developed to the year 2080, under three sets of assumptions, for 65 year old men and women. Finally, estimates of the average numbers of years of dependency in ADL prior to death of 65 year old men and women are provided under alternate sets of assumptions. From the Actuarial Research Clearing House 1991 VOL. 2.